Serving Allen & Marion County, Indiana

Payment Options for In-Home Care

Figuring out how to pay for care shouldn't be the hardest part. We'll walk you through the options that may fit your family, including Medicaid, private pay and veteran assistance.

T Love Home Care Services caregiver team
Clear, Honest AnswersWe explain your options up front so there are no surprises.
Medicaid Credentialed Provider
Private Pay Quotes
Veteran Resources
Free Care Consultation
Ways to Pay

Three Ways Families Pay for Care

Not sure which one fits? That is what the free consultation is for.

Medicaid

Medicaid

T Love is a Medicaid credentialed provider. If your loved one is enrolled in an Indiana Medicaid program that covers in-home services, care may be covered.

  • Coverage depends on the program and approved services
  • Your case manager confirms what's covered
  • We'll help you understand next steps
Ask about Medicaid →
Private Pay

Private Pay

Pay directly for the care your family chooses. You get a custom quote based on the services, hours and schedule your loved one needs.

  • Custom quote after a free consultation
  • Care built around your schedule
  • Mix and match services as needs change
Get a custom quote →
Veterans & Spouses

Veteran Assistance May Be Available

Some veterans and surviving spouses may qualify for VA Aid and Attendance or Housebound benefits that can help with care costs.

  • Eligibility is decided by the VA
  • We point you to official resources
  • No benefit is guaranteed
Learn about veteran care →
The Process

What Happens After You Reach Out

1

Free Consultation

We learn about your loved one, their routine and the help they need.

2

Review Payment Options

We talk through Medicaid, private pay or veteran resources that may apply.

3

Care Plan & Quote

You get a personalized care plan and clear pricing before anything starts.

4

Begin Care

Care begins once the plan is approved and a caregiver is scheduled.

Be Prepared

Helpful to Have Ready for Your Call

You don't need everything figured out. These details just help us give you better answers faster.

  • The county and city where care will happen
  • The kind of help needed (personal care, housekeeping, companionship, rides)
  • The days and hours you'd like care
  • Medicaid case manager name and number, if enrolled
  • Whether your loved one is a veteran or surviving spouse
  • Any long-term care insurance policy details
T Love caregiver supporting a client at home
Questions

Payment FAQs

How much does home care cost?
Every family's needs are different, so we give you a custom quote after your free consultation. Cost depends on the type of care, the number of hours and the schedule.
Do you accept Medicaid?
Yes. T Love is a Medicaid credentialed provider. Coverage depends on the program your loved one is enrolled in and what services it approves. Your case manager can confirm what is covered.
Does Medicare pay for this kind of care?
Generally, no. Medicare usually does not cover ongoing non-medical care like help with bathing, dressing, housekeeping or companionship when that is the only care someone needs. See Medicare's home health coverage page.
Can veterans get help paying for care?
Some veterans and surviving spouses may qualify for VA Aid and Attendance or Housebound benefits. The VA decides eligibility. Visit our veterans page to learn more.
What about long-term care insurance?
Some long-term care insurance policies cover non-medical home care. Contact your insurance company to ask what your policy includes, then let us know during your consultation.
Is there a long-term contract?
Care is based on a written care plan and service agreement we review with you before care begins. Ask us about scheduling changes during your consultation.
Please note: Coverage and eligibility are decided by Medicaid, the VA, your insurer or the program provider. T Love cannot guarantee that any program will pay for care. We'll always explain costs clearly before care begins.
Free Care Consultation

Get Your Free Care Consultation

Tell us how we can help and we'll follow up to talk through care and payment options.

Please don't include Social Security numbers or medical records in this form. We'll talk through care details with you directly.

Let's Find the Right Fit for Your Family

Call or request a free consultation and we will walk you through your options, step by step.

T Love Home Care Services

(260) 450-7038

9501 Chapmans Blvd, Fort Wayne, IN 46835

Working Hours

Monday 9:00am – 5:00pm

Tuesday 9:00am – 5:00pm

Wednesday 9:00am – 5:00pm

Thursday 9:00am – 5:00pm


Friday 9:00am – 5:00pm

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